You may wonder if Windshield Cash Backs are legal in the State of Arizona?
When you google search for “windshield replacement” you will see a plethora of companies attempting to lure you to click on their ad with cash back offers. You start to wonder, is this true? Is this legal? Is this ethical? How does it work?
But the million dollar question is, how can windshield companies afford to pay windshield replacement cash back? And who is paying for this cash back at the end?
As to the legality in Arizona of this cash back trend, yes, it is legal. However, if you are reading this blog and you are located in a different state, you need to know that windshield cash back laws are on a state by state basis.
You don’t want be entangled with the law over this. I encourage you to check the law in your own state.
We are certain that one day lawmakers in our state, Arizona, will rethink their current legislation and change their position on this morbid trend.
Windshield companies will extend this cash back incentive only if you have full insurance coverage. Cash paying customers will not get a penny back. Why? ask yourself.
Well, Insurance companies have set rates for windshield cost and installation cost of course depending on the year and model for the vehicle. Windshield companies will bill the insurance for the full amount allowed while they purchase the glass from discounted wholesalers for much less than what the insurance companies pay them.
Same thing with labor, while an average windshield replacement might take 45 minutes, the insurance companies allow for 3 labor hours.
So, who do you think is the victim here? Of course it is you, the consumer. Insurance companies at the end of the day get paid from you and they have this overcharge built into their premiums.
Is this trend ethical? It depends on who you ask. I for one don’t want to see my premiums go up knowing that the only beneficiary of this trend is the windshield company.
Imagine how much these companies overcharge the insurance companies in order to offer you $500 back on top the cost of the glass and labor hours involved! Do you want to be lured by companies that inflict financial harm on you and me?
Francis & Sons is Different
At Francis & Sons Auto Glass, we do not offer cash backs or free steaks. We cannot be part of this craze even if it is legal. This is one of the things that sets us apart from the rest of the “cashback” companies.
We have 3 convenient valley locations, Phoenix, Scottsdale and Fountain Hills as well as free mobile Windshield replacement & repair service. Contact us today for all your auto glass needs.
In Arizona, there are at least 400 auto glass business from national chains to mom and pop and mobile-only services. Arizona is Notorious for windshield rock chips and cracks. Arizonans spent nearly $200 million in 2019 in repairs and replacements.
Do your due Diligence in selecting who works on your windshield. Avoid high-pressure sales people, companies with no brick and mortar presence, windshield websites that display images of reviews with no live link, number of years in business and type of warranty they offer.
Do not fall for ads that say: $200 cash back windshield replacement, we offer the best cash back windshield replacement phoenix, we offer cash back on windshield replacement or windshield repair cash back, just to name few.
Follow this link to read about Windshield Replacement Scam Warning. We ask that you please report scammers to the Better Business Bureau or by contacting the National Insurance Crime Bureau (NICB) by completing this form or call them at 800-835-6422